Total cash price £.
Borrowing £ with a
£ deposit at a representative APR of
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Total amount payable £. We are a credit broker not a lender.
monthly payments of
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Fixed interest rate
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Final payment
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Option to purchase fee
£
Total amount of credit
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Interest charges of
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Annual mileage limit
Excess mileage fee
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monthly payments of
Representative APR
Fixed interest rate
Final payment
Option to purchase fee
Total amount of credit
Interest charges of
Annual mileage limit
Excess mileage fee
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%
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At the end of your PCP agreement, there are 3 options available to you. These are 1. Pay the finance company the final payment and keep the car. 2. Give back the car under the terms of the guaranteed future value. 3. Part exchange the car at a dealership who will pay off the final payment for you. Returning the vehicle is subject to condition and mileage.
Fiat is Italy's most celebrated car manufacturer and one of the most recognisable names in motoring — a brand that has been producing characterful, stylish and accessible cars since 1899. From the iconic Fiat 500 city car to the practical Tipo family hatchback, Fiat brings Italian flair to everyday motoring in a way that few other brands can match. At HPL Motors we stock quality used Fiat cars including the 500, Panda, Tipo and 500X, all inspected and available with flexible finance. Browse our used Fiat range at our branches across the North West — Oldham, Preston, Atherton, Stockport and The Wirral.
Used Fiat FAQs
Are Fiat cars reliable?
Fiat's reliability record varies by model, but popular cars like the Fiat 500 and Panda are well-regarded for everyday dependability, particularly when serviced regularly. The brand has improved significantly in build quality with its modern range, and well-maintained examples with a full service history can prove very reliable. All used Fiats at HPL Motors are inspected before sale, and we offer a used car warranty to give you confidence after purchase.
Is Fiat an Italian brand?
Yes — Fiat is one of Italy's most iconic brands, founded in Turin in 1899. The name stands for Fabbrica Italiana Automobili Torino — Italian Automobile Factory of Turin. Fiat is now part of Stellantis, the multinational automotive group, but retains a distinctly Italian character in its design and model philosophy. The Fiat 500 in particular is one of the most recognised and beloved cars in the world, embodying Italian style in a compact city car package.
Is the Fiat 500 reliable?
The Fiat 500 has a generally positive reliability record and is one of the most popular small cars on the used market — not just for its looks, but because it is genuinely practical and enjoyable to live with. The twin-air engine fitted to some variants is worth researching before purchase, but the more conventional 1.2-litre petrol engine is widely regarded as straightforward and dependable. A full service history and documented maintenance are the most important things to check when buying a used 500.
Are Fiat cars good for first-time buyers?
The Fiat 500 and Panda are popular choices for first-time buyers, offering compact dimensions, ease of parking in urban environments and generally affordable insurance in lower trim levels. The 500 in particular has strong appeal and holds its character well on the used market. Running costs are generally reasonable, and parts availability is good through the Stellantis network.