Total cash price £.
Borrowing £ with a
£ deposit at a representative APR of
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Total amount payable £. We are a credit broker not a lender.
monthly payments of
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Fixed interest rate
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Final payment
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Option to purchase fee
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Total amount of credit
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Interest charges of
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Annual mileage limit
Excess mileage fee
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monthly payments of
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Fixed interest rate
Final payment
Option to purchase fee
Total amount of credit
Interest charges of
Annual mileage limit
Excess mileage fee
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At the end of your PCP agreement, there are 3 options available to you. These are 1. Pay the finance company the final payment and keep the car. 2. Give back the car under the terms of the guaranteed future value. 3. Part exchange the car at a dealership who will pay off the final payment for you. Returning the vehicle is subject to condition and mileage.
MINI is one of the most distinctive and characterful car brands in the world — a British icon reinvented for the modern era and now backed by the engineering expertise of BMW. With go-kart handling, bold styling and a huge range of personalisation options, MINI has attracted a devoted following that spans generations. At HPL Motors we stock quality used MINI cars including the popular Hatch, Convertible, Countryman and Clubman, all inspected and available with flexible finance. Browse our used MINI range at our branches across the North West — Oldham, Preston, Atherton, Stockport and The Wirral.
Used MINI FAQs
Are MINI cars reliable?
Modern MINI models — particularly those from 2014 onwards — have a solid reliability record, benefiting from BMW Group engineering and manufacturing standards. Earlier generations had a more mixed reputation, so a full service history is particularly important when buying an older used MINI. Well-maintained examples from reputable sellers are widely regarded as enjoyable and dependable everyday cars. All used MINIs at HPL Motors are inspected before sale, and we offer a used car warranty for peace of mind.
Who makes MINI?
MINI is owned by BMW Group, which acquired the brand as part of its purchase of the Rover Group in 1994. BMW relaunched the MINI brand in 2001 with the modern MINI Hatch — a car that retained the charm and character of the original whilst offering thoroughly contemporary engineering and safety standards. Today the MINI range has expanded significantly and continues to be developed and refined under BMW's ownership.
Is MINI owned by BMW?
Yes — MINI is a wholly owned brand of BMW Group. Whilst MINI operates as a distinct brand with its own identity and dealer network, the cars share engineering, engines and technology with BMW models. This means used MINIs benefit from BMW-quality components and a wide specialist servicing network, which is a reassuring factor for used car buyers.
Are MINI cars expensive to maintain?
MINI running costs are broadly comparable to other premium small cars. Main dealer servicing carries a price premium, though independent MINI and BMW specialists offer very competitive rates for routine maintenance. Parts availability is good given the BMW Group connection. Choosing a used MINI with a full service history and budgeting for specialist independent servicing going forward is the most cost-effective approach.
Is a MINI a good first car?
A used MINI can make an excellent first car for the right buyer — it's compact, easy to park, engaging to drive and carries real style appeal. Insurance costs can be higher than equivalent mainstream city cars due to the premium badge, so it's worth comparing quotes before committing. Entry-level MINI One and Cooper variants in lower specification tend to be the most insurance-friendly choices for newer drivers. The strong used market means there are plenty of well-priced options available.