Total cash price £.
Borrowing £ with a
£ deposit at a representative APR of
%.
Total amount payable £. We are a credit broker not a lender.
monthly payments of
£
Representative APR
%
Fixed interest rate
%
Final payment
£
Option to purchase fee
£
Total amount of credit
£
Interest charges of
£
Annual mileage limit
Excess mileage fee
p / per mile
monthly payments of
Representative APR
Fixed interest rate
Final payment
Option to purchase fee
Total amount of credit
Interest charges of
Annual mileage limit
Excess mileage fee
£
%
%
£
£
£
p / per mile
At the end of your PCP agreement, there are 3 options available to you. These are 1. Pay the finance company the final payment and keep the car. 2. Give back the car under the terms of the guaranteed future value. 3. Part exchange the car at a dealership who will pay off the final payment for you. Returning the vehicle is subject to condition and mileage.
It depends on your driving style. Automatics are easier in traffic, smoother on long drives, and ideal for city living. Manuals give you more control and can be cheaper to maintain. If you want convenience, automatic is the way to go.
Not necessarily. Modern automatics are fuel-efficient and reliable. While older models had higher running costs, today's electric and hybrid automatics like the Hyundai IONIQ or Nissan LEAF are built to save you money over time.
Anything under 60,000 miles is considered low, but don't rely on numbers alone. A well-maintained car with 80,000 miles can be a better buy than a neglected one with 30,000. Always check the service history and MOT records.
Cars between 2 and 5 years old often hit the sweet spot. They've taken the initial depreciation hit but still offer modern tech and solid reliability. That said, older models can be great value if they've been looked after properly.
Yes! And you should. Even if you're browsing online, we'll arrange a viewing or test drive at your nearest HPL Motors location. It's the best way to get a feel for the car and spot anything photos can't show.
Every automatic car we sell comes with a warranty and a 14-day money-back guarantee. That's our way of making sure you drive away with confidence, not questions.
Absolutely. We offer flexible finance options tailored to your budget. Apply online or speak to our team — we'll walk you through it without the jargon.
You'll get the V5C logbook, MOT certificate, service history (if available), and warranty paperwork. We make sure everything's in order before you drive away.
We don't just sell cars, we help people buy with confidence. Every vehicle is quality-checked, every listing is honest, and every customer gets support before, during, and after the sale. No pressure. No gimmicks. Just good cars and good service.